Equity Release
Refreshed November 2025 | CPD time: 1 Hour 30 Minutes
Equity release has the reputation of being the option of last resort for liquidity in later life. Despite a need for such a product there still seems to be some stigma surrounding it. With an ageing population and significant wealth tied up in property, the need for liquidity continues to grow and is being met by a modern market of flexible and transparent equity release products. This module examines the development of the market in terms of customers, products, providers and regulatory oversight.
1. Equity Release and its Customers
2. UK Equity Release Market
3. Customers and Changing Circumstances
4. Providers and Product Selection
5. Responsible Banking and Environmental, Social and Governance (ESG)
6. Advice Considerations
7. Product, Planning and Tax Considerations
Module Test