Tips and tools

We’ve collated tips, tools and guides to help you stay in a state of financial well-being

Pension Monster– Use this free online guidance tool to help plan your income in retirement
Budget planner – Take control of your money with the budget planner tool
Savings planner – Set your savings goals and make them a reality
Money health check – Get a clear picture of where you stand with your finances
Make a budget – Not sure what your current budget is? This tool from the Citizens Advice can help you identify where to cut costs
Financial planning software - This tool from Prestwood will help introduce you to lifelong cash flow modelling
Alternative ways to invest in residential property – Take a look at an overview of how recent changes have created new ways to invest in residential property
Building your financial future – Having goals will change the way you think about your finances and building a savings plan can make all the difference
Mortgage calculator – Find out how much you can borrow and how much it will cost using this tool
Mortgage deal finder – Designed to help you see what mortgage deals are available in the market, use this free online tool to search the market in minutes

Pension calculator – Work out what your pension might be
Boost your pension – See tips on how to increase your pension when retirement is on the horizon
Managing wealth in Retirement – Understand the risks you can face when investing money to produce an income in retirement

The Student survival guide - Get a free e-book on surviving financially while you study by Warren Shute, CISI Certified Financial Planner of the year 2017
First Time buyer guide - Thinking about buying a place of your own? The First Time Buyer guide from Unbiased can help you to get started
Cost of delay - Retiring may seem far away, but saving earlier helps. Try the cost of delay calculator to see the difference that can be made by being in a pension pot while you're young

Guide to investment companies – Understand how investment companies work, and which might be the right type for you
What are bonds? – A simple explanation of what bonds are and how they work
What is the investment industry? – A brief, clear overview of the investment world
The five different ISA types explained – ISAs are accounts for your savings or investments that are tax-free forever, this guide takes you through the basics