Tips and tools

We’ve collated tips, tools and guides to help you stay in a state of financial well-being

Budgeting and planning

  • Pension Monster– Use this free online guidance tool to help plan your income in retirement
  • Budget planner – Take control of your money with the budget planner tool
  • Savings planner – Set your savings goals and make them a reality
  • Money health check – Get a clear picture of where you stand with your finances
  • Make a budget – Not sure what your current budget is? This tool from the Citizens Advice can help you identify where to cut costs
  • Financial planning software - This tool from Prestwood will help introduce you to lifelong cash flow modelling
  • Alternative ways to invest in residential property –  Take a look at an overview of how recent changes have created new ways to invest in residential property
  • Building your financial future –  Having goals will change the way you think about your finances and building a savings plan can make all the difference
  • Mortgage calculator – Find out how much you can borrow and how much it will cost using this tool
  • Mortgage deal finder  –  Designed to help you see what mortgage deals are available in the market, use this free online tool to search the market in minutes

Pensions and retirement

Guides and advice for young adults

  • The Student survival guide - Get a free e-book on surviving financially while you study by Warren Shute, CISI Certified Financial Planner of the year 2017
  • First Time buyer guide - Thinking about buying a place of your own? The First Time Buyer guide from Unbiased can help you to get started
  • Cost of delay - Retiring may seem far away, but saving earlier helps. Try the cost of delay calculator to see the difference that can be made by being in a pension pot while you're young

Saving and Investing