Terms & Conditions

1. Important

Thank you for accessing www.cisi.org (the "Web Site"). These terms and conditions (the "Terms") apply to all uses of the Web Site, including: your use of the Web Site to access information; any participation in the members' Professional Forums; and for booking courses and purchasing products and services. The Web Site is operated jointly by the Chartered Institute for Securities & Investment (CISI), a royal charter company, registered in England and Wales (company number RC000834 and registered charity number 1132642 in England & Wales and SCO40665 in Scotland) ("the Charity") and Chartered Institute for Securities & Investment (Services) Limited ("CISI(S)"), a wholly owned (non-charity) subsidiary company of the Charity registered in England and Wales (company number 02903287). The registered office of both CISI(S) and the Charity is 20 Fenchurch Street, London EC3M 3BY . Throughout the Terms, CISI(S) and the Charity will be defined collectively as "the Group". All notices to be given and all payments to be made by you under these Terms shall be to CISI(S) or the Charity as appropriate at the address and to the payee specified in Clause 4.3. However, you understand and acknowledge that all membership applications, examinations, public training courses, publications and seminars/conferences are administered by the Charity and In-House Training Courses and services rendered outside the UK are administered by CISI(S). Books, CD-Roms, workbooks, other publications and any other goods that the Group specifies from time to time are referred to in the Terms as "Goods".

2. Use of the Web Site

2.1 By using the Web Site, you signify your acceptance of the Terms in consideration of which the Group provide you with access. From time to time the Group may modify the Terms. Accordingly, please continue to review the Terms whenever accessing or using the Web Site. If at any time you do not wish to accept the Terms, you may choose not to use the Web Site.

2.2 You agree to comply with all applicable laws and Acceptable Use Policies ("AUPs") that the Group may have in place from time to time.

2.3 While the Group has endeavoured to ensure the accuracy of the information accessed via the Web Site, the Group does not guarantee or give any warranty as to the accuracy, timeliness or completeness of any information or material on the Web Site.

2.4 Web sites or pages to which the Web Site are linked are for information only and have not been reviewed by the Group. The Group has no responsibility for the content of the web sites or pages linked or linking to this Web Site, and the Group accepts no responsibility or liability for any losses or penalties whatsoever that may be incurred as a result of any linking to any location on any linked web sites.

2.5 The Web Site, including (but not limited to) text, content, software, video, music, sound, graphics, photographs, illustrations, artwork, photographs, names, logos, trademarks, service marks and other material ("Content") is protected by copyright, trade marks and/or other proprietary rights. The Content includes both content owned or controlled by the Group and content owned or controlled by third parties and licensed to the Group. All individual articles, reports, and other elements making up the Web Site may be copyright works. You agree to abide by all additional copyright notices or restrictions contained in the Web Site.

2.6 You may not use any of the Group's trademarks or trade names without the Group's consent and you acknowledge that you have no ownership rights in and to any of those names and marks.

2.7 You agree to notify the Group in writing promptly upon becoming aware of any unauthorised access to or use of the Web Site by any party or of any claim that the Web Site or any of the contents of the Web Site infringes any copyright, trade mark, or other rights of any party.

2.8 You acquire no rights or licences in or to the Web Site and/or the Content other than the limited right to use the Web Site in accordance with these Terms and to download on the terms set out in this section. Other than as set out in this section you may not copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to create derivative works from, transmit, or in any other way exploit any part of the Web Site. Download is permitted by the Group provided only that: (i) you make no more than one (1) printed copy of such download and no further copies of such printed copy are made; (ii) you make only personal, non-commercial use of such download and/or printed copy; and (iii) you retain on such download and/or printed copy all copyright notices and shall remain bound by the terms of such wording and notices. Additionally, you may not offer for sale or sell or distribute over any other medium (including distribution by over-the-air television or radio broadcast or distribution on a computer network) the Content or any part thereof. You may not make any part of the Web Site available as part of another Web Site, whether by hyperlink framing on the internet or otherwise. The Web Site and the information contained therein may not be used to construct a database of any kind, nor may the Web Site be stored (in its entirety or in any part) in databases for access by you or any third party or to distribute any database Web Sites containing all or part of the Web Site.

2.9 If you would like information about obtaining the Group's permission to use any of the Content or if you would like to link your Web Site to the Web Site, please contact the Charity on 020 7645 0600.

2.10 The Web Site and the Content are provided "as is" excluding any warranties of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law including (but not limited to) the exclusion of warranties of title, merchantability, satisfactory quality, fitness for a particular purpose and non-infringement of proprietary or third party rights. The Group further accepts no responsibility or liability for functions contained on the Web Site and makes no warranties that the Web Site will operate uninterrupted or error-free or that defects will be corrected. Please note that some jurisdictions do not allow the exclusion of implied warranties, so some or all of the above exclusions may not apply to you.

2.11 The Group does not warrant that the Web Site is compatible with your computer equipment or that the Web Site or its server is free of errors or viruses, worms or "Trojan horses" and the Group is not liable for any damage you may suffer as a result of such destructive features.

2.12 the Group shall not be held responsible for Content provided by third parties. The Group is also not responsible for the reliability or continued availability of the telephone lines and equipment you use to access the Web Site. These Terms do not affect your statutory rights or your legal rights as a consumer.

2.13 You accept that the Group has the right to change the content or technical specifications of any aspect of the Web Site at any time at the Group's sole discretion. You further accept that such changes may result in your being unable to access the Web Site.

2.14 You acknowledge that your use of the Web Site, including the Content, is at your own risk. If you are dissatisfied with the Web Site, the Terms or any or the Content your sole remedy is to discontinue use of the Web Site. The Group has no liability for the Web Site or any Content.

4. On-line bookings

4.1 These Terms cover all courses, seminars and examination bookings made with the Group via the Web Site. The Web Site does not constitute an offer and no contract between you and the Group will come into existence until the Group issues confirmation of your booking. A complete Qualification Registration form must be submitted by each individual in respect of him or herself prior to any booking for an examination being accepted by the Group. Where you have provided an e-mail address, the Group will send you an e-mailed confirmation of your booking, otherwise, confirmation will be sent to you by post.

4.2 Where a booking is made by a person, firm or company  on behalf of a number of people, the person who makes the booking accepts these Terms on behalf of such people and is responsible for all payment due from such people. By submitting a booking, you warrant and confirm to us that you will comply with these Terms.

4.3 Alternatively, the booking form may be printed out and payment by cheque (payable to Chartered Institute for Securities & Investment or Chartered Institute for Securities & Investment (Services) Limited as appropriate and crossed "Account Payee Only") sent to Chartered Institute for Securities & Investment, 20 Fenchurch Street, London EC3M 3BY . Corporate account customers may be invoiced. The Group cannot accept responsibility for cash sent through the post.

4.4 All prices are exclusive of VAT and any other taxes that may be payable. Full payment of all fees is required at the time the course, seminar or examinations ("the Event") is booked. Payment may be made on-line by credit or debit card (Visa, MasterCard. Amex, Switch, Delta, Eurocard). Confirmation of the booking and any other additional documentation will be sent to the billing address of the credit/debit card holder and not the address of the delegate of candidate (unless they are one and the same).

4.5 The Group reserves the right to cancel or alter the content of all Events. If the Event is fully booked or it is not possible to confirm the booking for any other reason, you will be given a full refund.

4.6 Where Events are administered or provided by a third party supplier, the supplier's terms and conditions will apply in addition to these Terms.

4.7 Cancellations must be received in writing by the Group from the person making
the booking and the following refund policy applies:-

(a) Examinations. Entry fees may be refunded, less a £10 administration charge, if a person is unable to take the exam due to illness or bereavement. Full details must be submitted to the Customer Operation Team no later than 48 hours after the scheduled exam date. Requests can be made to transfer an exam booking to another sitting date, provided the request is made before the closing date for entries. Candidates will be offered a new date, for the same subject and within three months of the existing date. A charge of £20 will be made for this service. Where there is no examination sitting for the   particular subject within three months, the next available sitting date will be offered. No subsequent transfers will be considered. If a transfer relates to a person sitting an examination being held within an employer's offices, where the candidate is transferring to a public sitting, the normal transfer fee of £20 and notice period applies, ie requests must be made prior to the closing date for entries. If the candidate is transferring to another sitting held within an employer's offices, a reduced transfer fee of £10 is payable.

(b) Training Courses. By providing not less than 7 days' notice, bookings may be transferred from one training course to another, without incurring additional charges. Transfers within 7 days of the course date incur an administration charge of £75 + VAT. If a person is prevented from attending the course, due to illness or bereavement, a free transfer to another course may be given.

(c) Conferences. An administration charge equal to 25% of the admission fee will be made for all cancellations notified up to 14 days prior to the Conference taking place. A charge of 50% is made if notification is between 14 and 2 days prior to the Conference. No part of the admission fee is refunded if cancellations are notified within 48 hours of the Conference taking place. There is no administration charge for changing the name of the person attending the Conference. All notifications must be in writing.

(d) Workbooks and Publications. Fees paid in respect of the purchase of Workbooks and Publications may be refunded, subject to the return of the Workbook/Publication and its condition. The decision to accept a return is at the Supplier's discretion.

4.8 Although the Group will try to ensure that Events proceed as planned, the Group reserves the right to change course and training dates, content, speakers and venue. In the event such a change is made, the Group will endeavour to notify delegates as soon as possible. The Group may also cancel an Event for any reason, in which case a full refund will be made within thirty (30) days. In the case of examinations, should the date or time be changed, the Charity will endeavour to notify candidates as soon as possible. A candidate unable to sit the examination at the new date and time will be entitled to a full refund.

4.9 You agree to jointly and severally indemnify, defend, and hold harmless the Group its employees, representatives and agents, from and against any claims, actions, demands or other proceedings brought by a third party arising in connection with: (i) your use of the Web Site; (ii) any breach by you of the Terms; (iii) a claim that any use of the Web Site by you infringes any intellectual property rights of any third party, or any right of personality or publicity or is libellous or defamatory, or otherwise results in injury or damage to any third party; (iv) any deletions, additions, insertions, or alterations to, or any unauthorised use of, the Web Site by you; or (v) any misrepresentation or breach of representation or warranty made by you contained herein. You will indemnify the Group, jointly and severally from and against any costs, liabilities, damages and expenses incurred in connection with your use of the Web Site.

4.10 Save in respect of fraud and of personal injury or death to the extent it results from the Group's negligence, any liability the Group may have in relation to courses, seminars and examinations booked by you, shall be limited to the amount of a refund of any fees paid by you in relation to the circumstances giving rise to liability. In no event will the Group be liable for any loss of profit, loss of revenue, anticipated savings, loss of or damage to data or any indirect or consequential losses even if the Group has been advised of the possibility thereof. Applicable law may not allow the limitation or exclusion of liability for consequential or incidental damages, so this limitation or exclusion may not apply to you.

5. On-line purchases

5.1 The Group must receive payment of the whole of the price for the Goods that you order before your order can be accepted. Corporate account holders may be invoiced for fees. Once the Group has received payment we will confirm that your order has been accepted by sending an email to you at the email address you provide in your order form or sending a confirmation by post as appropriate. Acceptance of your order by the Group brings into existence a legally binding contract between us. The Group reserves the right, at any time prior to acceptance, to refuse any order or any part of an order, or to require further information to enable it to process the order.

5.2 The price (excluding VAT) payable for Goods that you order is as set out in our Web Site. Prices for standard postage and packing are shown separately where applicable.

5.3 If you are an individual buying Goods for your own personal use you may cancel your order at any time up to the end of the seventh (7th) working day after the day upon which you receive the Goods.  You do not need to give the Group any reason for withdrawing your order nor will you have to pay any penalty. Where Goods are being purchased by an individual in business or a firm or company an order may be cancelled at any time up to the end of the seventh (7th) working day after the order has been placed.  The Group does not require a reason for the cancellation of an order, nor will any penalty be incurred.

5.4 You will lose your right to cancel if Goods are not returned in a re-saleable condition. The Group reserves the right to reject returned Goods, which at its sole discretion, are not considered to be in a re-saleable condition.

5.5 To cancel the order you must send the cancellation notice provided with the written confirmation of your order to the address indicated on the cancellation notice. If for any reason, you do not have a copy of the cancellation notice, you may cancel your order by notifying the Group in writing at the address set out on the contact details page of this Web Site.

5.6 If you have received the Goods before you cancel your order then, you must send them back to the Group contact address at your own cost and risk. If you cancel your order but the Group has already processed the goods for delivery you must not unpack the Goods on receipt and you must send the goods back to the Group at the Group contact address at your own cost and risk as soon as possible.  In relation to any audio or video recordings or computer software, you lose your right to cancel your order if, having already received such goods, you take them out of their sealed package.

5.7 Once you have notified the Group that you are cancelling your order, any sum debited to the Group from your credit or debit card will be re-credited to your account within thirty (30) days PROVIDED THAT the Goods are returned by you and received by the Group in the condition they were in when delivered to you.

5.8 If the Group has insufficient stock to deliver the goods you have ordered, any sum debited by the Group from your credit or debit card will be re-credited to your account and the Group will notify you by email or post at the address given by you in your order form. The refund will be made as soon as possible. The Group will not offer any additional compensation.

5.9 The Group will deliver the Goods ordered by you to the address you give the Group for delivery at the time you make you order. You will become the owner of the Goods you have ordered when they have been delivered to you. Please allow two (2) weeks for delivery of Goods within the mainland UK, Ireland, Channel Islands and Isle of Man. For the rest of the world, please allow four (4) weeks. It might not be possible for us to deliver to some locations. These delivery times are indicative only and time will not be of the essence for delivery. Once Goods have been delivered to you they will be held at your own risk and the Group will not be liable for their loss or destruction.

5.10 If the Goods the Group delivers are not what you ordered or are damaged or defective or the delivery is of an incorrect quantity, the Group shall have no liability to you unless you notify the Group in writing at the Group contact address of the problem within ten (10) working days of the delivery of Goods.

5.11 If you do not receive Goods ordered by you within thirty (30) days of the date on which you ordered them, the Group have no liability to you unless you notify the Group in writing at the Group contact address of the problem within forty (40) days of the date on which you ordered the goods.

5.12 If you notify a problem to the Group under this condition, the Group's only obligation will be, at its option: (a) to make good any shortage or non-delivery; (b) to replace or repair any Goods that are damaged or defective; or (c) to refund to you the amount paid by you for the Goods in whatever way the Group chooses.

5.13 Save in respect of fraud and of personal injury or death to the extent it results from the Group's negligence, any liability the Group may have in relation to Goods purchased by you via the Web Site, shall be limited to the amount of a refund of any fees paid by you in relation to the applicable product. In no event will the Group be liable for any loss of profit, loss of revenue, anticipated savings, loss of or damage to data or any indirect or consequential losses even if the Group has been advised of the possibility thereof. Applicable law may not allow the limitation or exclusion of liability for consequential or incidental damages, so this limitation or exclusion may not apply to you.

5.14 Nothing in this condition is, however, intended to limit any rights you might have as a consumer under applicable local law that may not be excluded nor in any way to exclude or limit the Group's liability to you for any death or personal injury resulting from its negligence.

6. Complaints

6.1  If for any reason you feel you wish to make a complaint in connection with any on-line bookings or purchases please contact us

7. Use of data.

7.1 The Group will collect and hold personal data in order to enable the processing of bookings and fulfilment of orders for goods. Details of how the Group uses such information can be found in our separate Privacy Policy.

8. Applicable laws

8.1 The Web Site is not directed at any person in any jurisdiction where for any reason the publication or availability of the Web Site or Content is prohibited. Those in respect of whom such prohibitions apply must not access the Web Site. The Group does not represent that either the Web Site or the Content are appropriate for use or permitted by local laws in all jurisdictions. Those who access the Web Site do so on their own initiative and are responsible for compliance with applicable local laws or regulations; legal advice should be sought in cases of doubt.

8.2  The Terms are governed by the laws of England and Wales and the parties submit to the exclusive jurisdiction of the English courts.

9. Cookies

9.1  When you  visit the Web Site a small amount of data known as a 'cookie' may be stored on your computer's hard drive.  Cookies include certain information, for example, the type of web-browser you are using.  Cookies are used to help us monitor the way in which the Web Site is used, which in turn helps us to tailor it to your needs.

9.2  The Group does not use cookie technology to collect personal information about you.  However, should you object to the use of cookies you can reconfigure your web-browser to reject them.

10. Electronic Commerce (EC Directive) Regulations 2002

10.1  The following information is provided to ensure the Groups' compliance with the above regulations.  The CISI is registered for VAT with the registration number 644 8569 95.  CISI(S) is registered for VAT with the registration number 644 8569 95.

11. Privacy Policy

11.1  The Group respect any personal information that you provide and undertake to comply with the Data Protection Act 1998 ("the Act") and any other UK Data Protection legislation from time to time in place. We confirm that any personal details which you provide to the Group (or which are available on public registers) from which we can identify you are held in accordance with our Data Protection Registration Notification. When you place an order we consider the information you provide as private. The information is kept on a secure server protected from outside parties. We use the information only for the following purposes: ·  

  • processing your bookings and orders, and fulfilling any other arrangements between us;
  • for statistical purposes to improve the Web Site and our services to you;
  • to administer the Web Site; and
  • to notify you of products or special offers provided by the Group and associated business partners of the Group that may be of interest to you.

11.2 You agree that you do not object to us contacting you for any of the above purposes whether by telephone, e-mail or in writing. In the event that you do not wish to receive promotional e-mails or other communications from us, please contact us notifying us that you no longer wish to receive promotions from us.

11.3  You should be aware that if we are requested by the police or any regulatory or government authority investigating suspected illegal activities to provide information concerning your activities whilst using the Web Site we shall do so. The Group will comply with any legal requirements to disclose personal data held by the Group. Please check back frequently to see any updates or changes to our privacy policy.

What are cookies?

Cookies are small text files that are stored by the browser (e.g. Internet Explorer or Safari) on your computer or mobile phone. They allow websites to store such things as user preferences, visitor statistics and can streamline your use of websites. You can think of cookies as providing a "memory" for the website, enabling it to recognise a user and respond appropriately.

For more details about cookies and details of how to delete and disable cookies you can visit www.aboutcookies.org or see below for more information.

What types of cookies do we use

We use 3 main types of cookies on our website:

  • Strictly necessary cookies are essential to the navigation of our website and to features such as, logging in, online shopping or watching videos.
  • Performance cookies allow us to collect anonymous data on how visitors use our website; they are only used to improve how our website works
  • Functionality cookies remember certain information from the choices you make whilst using our website. They may be used to save search settings, login details or shopping basket items

By continuing to use our website you agree that we can place both essential and non-essential cookies listed below on your computer or mobile device.

Cookies from the CISI

These are 1st party cookies set by us.


Cookie name
Purpose
_utma
_utmb
_utmc
_utmv
_utmz
_ga
We use Google Analytics to gather website statistics. We do not receive any personal information on individuals and we do not share this information with any 3rd parties. It is used to help us understand which areas of our website are the most popular, which sections are performing badly and how our site is used.

This list may not be exhaustive as Google may change what cookies are necessary for the Google Analytics service.

You can find out more information on blocking Google Analytics here.
wsBasketID
This cookie stores the items currently added to your shopping basket, it is removed when you close your browser.
wsBasketSession
This cookie stores a unique session ID which is used to save your basket when you are not logged in.  Once you have logged in this allows us to retrieve your basket from the wsBasketID cookie.
username
This cookie stores your email address if you select the remember me option on our login screen.
section
This cookie stores the last section of our bookshop that you visited.
itemViewed
This cookie stores the last item viewed in our bookshop.
selectedRegion
This cookie stores the last region you selected on our events calendar.
ASP.NET_SessionId
This cookie stores a unique session for each anonymous visitor. This allows you to browse our site without logging in.
.ASPXAUTH
This cookie is used to confirm that you are logged in and authenticated when viewing our site.
CISI_Session
This cookie stores a unique session for each anonymous visitor. This allows you to browse our site without logging in.
jwplayer.volume
This cookie stores the volume level you last chose when watching one of our videos.
1hsession
This cookie is used to trigger our live help system.
cookieConsent
This cookie will be set once you agree to the CISI's cookie policy, this is so you will not see the message again.

Cookies from third parties

We use a range of 3rd party tools and services to provide you with the best possible user experience. The list below contains all cookies set by these 3rd parties. Please note the lists of cookies are comma separated and may not be exhaustive as providers may change the way they use cookies at any time.


Provider
Cookie name
Description
YouTube
VISITOR_INFO1_LIVE, use_hitbox, PREF, ACTIVITIY, recently_watched_video_id_list, GEO, _utma, _utmb, _utmc, _utmv, _utmz, YSC, GEUP, PREF,
We use YouTube to provide video content to our visitors. When you watch a video embedded on our site, YouTube creates these cookies In order to optimize streaming performance and update the watch counters of our videos. No personal information about the viewer is recorded.
BatchGeo
_utma, _utmb, _utmc, _utmv, _utmz
We use BatchGeo to provide a searchable GoogleMap database of all of our test centres.  These cookies are created in order to provide the GoogleMap interface, allow searching of test centres and track usage.
Google Maps
khcookie, NID, SNID, PREF
These cookies are used by Google to store user preferences and information when viewing pages with embedded  Google maps.
Press Jack / 3DIssue
JSESSIONID
We use Press Jack / 3DIssue to offer visitors interactive digital magazines and other online documents.  These cookies are used to enable the 3DIssue software to run.
Asset TV
has_js, PHPSESSID, terms282, terms210, cookie_terms, BC_BANDWIDTH, _utma, _utmb, _utmc, _utmv, _utmz
Asset TV provide our branded online TV channel, CISITV.  This is hosted by Asset TV and allows CISI members to catch up on past CPD events as well as watch live webscasts online.  They may set these cookies in order provide the service, monitor streaming performance and track usage statistics.  Consent to the Asset TV Terms and Conditions is required by Asset TV before watching any CISITV content.
Twitter
_twitter_sess, guest_id, pid, K, original_referrer, _utma, _utmb, _utmc, _utmv, _utmz
We provide a Twitter share button on our press releases.  Twitter may save these cookies in order for the service to work.  These cookies are only saved if you click the share link.
Linked In
bcookie, leo_auth_token, JSESSIONID, visit, X-LI-IDC, _qca, L1e, bcookie, lidc
We provide a Linked In share button on our press releases.  Linked In may save these cookies in order for the service to work.  These cookies are only saved if you click the share link.

You can accept or block cookies

By using our website you agree that we can place both essential and non-essential cookies on your computer or mobile device.

Most internet browsers are automatically set up to accept cookies, but you can set your browser to refuse the cookies from our site or ask your browser to show you when a cookie has been set up. Certain Services are only activated by the presence of a cookie and, if you choose to refuse cookies, particular features of our website may not be available to you. Please visit the About cookies website for more information on blocking cookies.

Please note, if you share the use of a computer, accepting or rejecting the use of cookies will affect all users of that computer.

Flash cookies

We use Adobe Flash Player, as part of YouTube, to deliver video content throughout the site. To improve user experience, Local Shared Objects - or Flash Cookies as they are commonly known - are employed to provide features such as auto-resume and for saving your preferences. Flash Cookies are stored on a user's terminal much the same as cookies are, however it is not possible to manage them at browser level in the same way.

The Adobe website provides comprehensive information on how to delete or disable Flash cookies either for a specific domain or for all websites.

More information

If you require more information on cookies in general please visit www.aboutcookies.org or www.allaboutcookies.org

Or if you have any questions please contact us.

CISI Corporate Social Responsibility Policy

This Code sets out the standards we expect from our employees in their internal and external dealings with colleagues, customers, stakeholders and third parties.

  View full policy

CISI Supplier Code of Conduct

CISI's sourcing and procurement standards are consistent with our corporate beliefs and values. We view suppliers, licensees, and their subcontractors as an integral element of our business success and strive to select supplier who adopt strong ethical standards, conduct their respective operations in a manner that respects the rights of the individuals they employ, and demonstrate careful stewardship of the environment.

  View full policy

Anti-Bribery Policy

The CISI is committed to ensuring adherence to the highest legal and ethical standards. This must be reflected in every aspect of the way in which we operate. We must bring integrity to all our dealings. Bribery and corruption harms the societies in which these acts are committed and prevents economic growth and development.

  View full policy